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Updated: Aug 31, 2026
No. of Questions: 120 Questions & Answers with Testing Engine
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Insurance Licensing Hawaii-Life-Producer Exam Overview:
| Certification Vendor: | Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division / Pearson VUE |
|---|---|
| Exam Name: | Life Producer |
| Exam Number: | InsHI_Life01 / OPLife01 |
| Related Certifications: | Hawaii Life Insurance Producer License |
| Exam Format: | Computer-based test center exam, Online proctored OnVUE exam, Multiple-choice |
| Certificate Validity Period: | License term: not less than 1 year and not more than 3 years; renewal/extension for an individual producer is due on the last day of the licensee's birth month |
| Real Exam Qty: | 96 (85 scoreable + 11 pretest) |
| Available Languages: | English |
| Exam Price: | $75 USD |
| Passing Score: | 70 (scaled score) |
| Exam Duration: | 120 minutes |
| Sample Questions: | Insurance Licensing Hawaii-Life-Producer Sample Questions |
| Exam Way: | Pearson VUE test center or Pearson VUE OnVUE online proctored examination. The test center version is InsHI_Life01; the online proctored version is OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii-specific State section. The January 2026 official content outline specifies 50 scoreable plus 5 pretest questions for General and 35 scoreable plus 6 pretest questions for Hawaii-specific content, for 96 delivered questions in total. |
| Pre Condition: | Minimum age 18. Hawaii does not require a specific pre-licensing education program or pre-screening before taking the examination. Applicants must pass the Life Producer examination for a Life producer license unless an applicable statutory examination exemption applies. |
| Official Syllabus URL: | https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf |
Insurance Licensing Hawaii-Life-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Life - Hawaii Specific | - Hawaii Laws and Rules Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance
|
| Life - General Knowledge | - Types of Policies
|
Insurance Licensing Hawaii Life Producer Exam (InsHI_Life01 OPLife01) Sample Questions:
Question 1
If the insured's age was misstated on a Hawaii life insurance policy, the amount payable under the policy will generally be adjusted to:
A. the original face amount without adjustment
B. twice the policy's accumulated cash value
C. the amount the premium would have purchased at the correct age
D. the total premiums paid plus interest
Question 2
The purpose of regulating Credit Life insurance is to:
A. enhance the insured's ability to obtain credit from the Hawaiian banks
B. protect consumer interest
C. prohibit unreasonable competition
D. limit the interpretations of provisions in the law involving Credit Life insurance
Question 3
Which of the following features makes Universal Life different from other forms of Whole Life insurance?
A. Beneficiary provisions
B. Free Look period
C. Premium schedules
D. Settlement options
Question 4
A group life insurance policy may NOT insure groups consisting exclusively of persons who are:
A. administrative, managerial, or sales personnel
B. hourly paid laborers or their supervisors
C. related by marriage, blood, or legal adoption
D. salaried, clerical, or administrative employees
Question 5
A life insurance policy is issued after a basic illustration was used in the sale. Under Hawaii's life insurance illustration requirements, the insurer must generally retain the applicable signed illustration records until:
A. one year after policy delivery
B. five years after the insured's death
C. three years after policy issue
D. three years after the policy is no longer in force
Solutions:
| Question 1 Answer: C | Question 2 Answer: B | Question 3 Answer: C | Question 4 Answer: C | Question 5 Answer: D |
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